First National Bank of Dryden

Business Banking

Choosing the right bank for your business is a big decision.  Sometimes the choice can be down right stressful.  The First National Bank of Dryden is here to make the process easier for you.  Business Checking and Merchant Services have been revamped to accommodate businesses for an easier banking experience.  Whether you’re the owner of a small business or a big corporation, you can turn to The First National Bank of Dryden for all of your business banking needs.

Cortland Office

Business Accounts

Our excellent customer service representatives will assist and guide you every step of the way when opening a business account. Below are the types of business accounts that we offer:

  • Sole Proprietorship Accounts
  • Trust Accounts
  • New Corporation Accounts
  • Limited Liability Accounts
  • Unincorporated Organization Accounts
  • Partnership Accounts

Business Loans

Our loan decisions are made locally with the personal attention and service you would expect from a locally owned independent community bank.  Our experienced loan officers are ready to help and direct you on the right path.  Below is a list of business loans that we offer.

  • Commercial Mortgages
  • Lines of Credit
  • Capital Investment/Equipment
  • Term Business Loans
  • Business Credit Cards
Homer Office

Understanding the statement cycle

Below is a simple breakdown of the fee structure for a monthly statement cycle.

Minimum balance over

$10,000

per statement cycle

  • WAIVED $5.00 monthly maintenance charge
  • WAIVED $.35 for each paid check, ACH debit and online debit transfer
  • WAIVED $1.00 for each ATM/Debit card
  • $10.00 printed monthly statement - no charge for e-statements
  • Check printing charges

Minimum balance under

$1,500

per statement cycle

  • $5.00 monthly maintenance charge - WAIVED over $1,500
  • $.35 for each paid check, ACH debit and online debit transfer
  • $1.00 for each ATM/Debit card
  • $10.00 printed monthly statement - no charge for e-statements
  • Check printing charges

Merchant Services

For information regarding our Merchant Services, please contact us at (607) 844-8141.

Featured Business

The First National Bank of Dryden has been a trusted partner with W.L. KLine, Inc. since they worked together to build the Cortland Office.  Check out the latest featured business!

W.L. Kline
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