Digital Banking with laptop and phone

Digital Banking Upgrade

We’ve upgraded our online banking to create a seamless, more efficient Digital Banking experience.  Our application works across your devices and is developed with industry-leading technology. Included with the upgrade, comes Dryden 360, a personal financial management tool that will revolutionize the way you manage money.

Remote Deposit Anywhere

Safely deposit your checks through the First National Bank of Dryden Mobile App.

Close Up of Mobile App

Mobile Banking with leading technology.

Discover The History

See where it all began back in 1902.

Bank History


All of our offices are conveniently located in Upstate New York.  Over time, our definition of community may change as we have the opportunities to merge and acquire other businesses, but it shall be our purpose and mission to remain an independent entity in contrast to state wide or national branching organizations.  You can find the full Mission Statement under the Directors & Officers button.

Cortland Office
853 State Route 13, Cortland
North Street Office
120 North Street, Dryden
Homer Office
12 S. Main Street, Homer

U.S. Equal Employment Opportunity Commission

The U.S. Equal Employment Opportunity Commission (EEOC) offers a lot of resources for business owners and employees when it comes to discrimination in the workforce.  Learn about the roles and the authority of the Commission from the EEOC link. 

Federal Deposit Insurance Corporation

The First National Bank of Dryden is a member of the Federal Deposit Insurance Corporation (FDIC).  If you want to learn more about the FDIC and deposit insurance, click the FDIC link!

Privacy Statement

What does the First National Bank of Dryden do with your personal information?

Identity Theft

Find out the ins and outs of identity theft.

  • Educate yourself on Identity Theft
  • What to do if your identity is stolen
  • How to be proactive before it's too late