Savings Accounts

The simple way to save for the future.

Box with bank locations

Your Community.
Your Bank.

The First National Bank of Dryden is proud to serve Tompkins County, Cortland County, and the surrounding communities with personal and business banking needs.   Whether your in the market for a mortgage, personal loan or a business deposit account, the First National Bank of Dryden will work with you every step of the way.  If you have any questions about our products and services, give us call at (607) 844-8141.  We look forward to hearing from you!

They are above and beyond, far better than, any other bank that I’ve ever worked with.”

- Eric Clark

Digital Banking with laptop and phone

Digital Banking Upgrade

We’ve upgraded our online banking to create a seamless, more efficient Digital Banking experience.  Our application works across your devices and is developed with industry-leading technology. Included with the upgrade, comes Dryden 360, a personal financial management tool that will revolutionize the way you manage money.

Dryden 360 - a more intuitive digital banking tool

It’s easier than ever to get insights into your finances with Dryden 360.  You can build personal budgets, manage your cash flow and set goals for the future — all in one intuitive interface. It’s one more way the First National Bank of Dryden helps you achieve your financial goals.

Dryden 360 Logo
Close Up of Mobile App

Mobile Banking with leading technology.

Discover the History

See where it all began back in 1902.

Bank History


All of our offices are conveniently located in Upstate New York.  Over time, our definition of community may change as we have the opportunities to merge and acquire other businesses, but it shall be our purpose and mission to remain an independent entity in contrast to state wide or national branching organizations.  You can find the full Mission Statement under the Directors & Officers button.

Cortland Office
853 State Route 13, Cortland
North Street Office
120 North Street, Dryden
Homer Office
12 S. Main Street, Homer

U.S. Equal Employment Opportunity Commission

The U.S. Equal Employment Opportunity Commission (EEOC) offers a lot of resources for business owners and employees when it comes to discrimination in the workforce.  Learn about the roles and the authority of the Commission from the EEOC link. 

Federal Deposit Insurance Corporation

The First National Bank of Dryden is a member of the Federal Deposit Insurance Corporation (FDIC).  If you want to learn more about the FDIC and deposit insurance, click the FDIC link!

Privacy Policy

What does the First National Bank of Dryden do with your personal information?

Identity Theft

Find out the ins and outs of identity theft.

  • Educate yourself on Identity Theft
  • What to do if your identity is stolen
  • How to be proactive before it's too late